Tabadulat vs Zoya: Your Guide to Halal Investing Tools

The global Islamic Halal economy has grown from $3.2 trillion in 2015 to more than $7.7 trillion in 2025, proving how quickly the demand for Halal investing is rising. With more Muslim investors seeking financial growth that aligns with their faith, digital tools are becoming essential in navigating Halal stocks, ETFs, and Shariah-compliant portfolios.

Among today’s leading platforms are Tabadulat and Zoya. While both support ethical and Shariah-compliant investing, the services they provide are fundamentally different. This article offers a simple, clear comparison to help you choose the platform that best meets your Halal investing needs.

What Is Zoya?

Zoya is a Halal screening and compliance tool, not a brokerage. It helps users check whether stocks, ETFs, or funds meet AAOIFI Shariah standards. Zoya connects to your existing brokerage so you can view the compliance status of your holdings, but you cannot trade through Zoya itself.

Zoya’s Key Offerings

• A global database of Shariah-screened equities
• Real-time updates on purification requirements and non-compliant assets
• API services for financial institutions
• Integration with brokers so users can track their assets

Zoya Free Plan

• Basic compliance checks
• One linked account
• Limited fund data
• No alerts or trading

Zoya Pro Plan

• Full Shariah compliance reports
• Multiple screening methodologies
• Unlimited linked accounts
• Compliance alerts
• Watchlist exporting
• Early access to new features

Pricing:

• ~$14.99/month
• ~$119.99/year (Prices may vary depending on location; check App Store/Google Play.)

What Is Tabadulat?

Tabadulat is a full-stack global Shariah-compliant brokerage platform, offering everything an investor needs in one place, from screening to trading to zakat calculations. Built around the principle of “100% Halal, 0% compromise,” Tabadulat ensures every part of the investment journey meets strict AAOIFI standards.

Designed for both beginners and advanced investors, Tabadulat makes accessing global Halal stocks and ETFs simple, transparent, and fully integrated.

Tabadulat’s Key Offerings

• 0% platform fees with no SaaS fees
• Free Halal Stock Screening for life
• Trading across more than 40,000 global Halal stocks and ETFs
• Monthly compliance updates and real-time alerts when an asset becomes non-Halal
• Built-in zakat and purification tools
• Seamless and user-friendly interface
• Partnerships with Islamic banks and leading financial institutions
• Full Financial Services Permission received from the Financial Services Regulatory Authority (FSRA)

Tabadulat vs Zoya: Head-to-Head Comparison

The Key Difference

Simply put:

• Zoya tells you what Halal is.
• Tabadulat allows you to trade Halal assets instantly.

Zoya provides screening-focused tools for users who already have a brokerage account.

Tabadulat provides an integrated environment where screening and trading are combined.

Each platform serves a different user profile depending on individual needs, preferences, and existing brokerage arrangements.

This all-in-one approach makes Tabadulat the stronger solution for investors who want a complete, streamlined Halal investing journey without jumping between multiple apps.

Conclusion

Both Tabadulat and Zoya support the growing world of Halal investing. Zoya is useful for compliance checks, especially for investors who already have a brokerage account. But for users seeking a platform where Shariah screening, trading, portfolio management, zakat tools, and compliance alerts all work together seamlessly, Tabadulat offers a more powerful and unified solution.

As demand for Halal stocks, ETFs, and Shariah-compliant financial tools continues to rise, Tabadulat stands out as a platform built for the next generation of Muslim investors, simple, transparent, and fully aligned with Islamic principles.

FAQs

Which halal stock is best?

There is no universally “best” Halal stock. Suitability depends on individual financial objectives, risk appetite, and investment horizons. Users should conduct their own research or seek independent financial advice.

Is Zoya an investment app?

Zoya is helpful for halal screening, but it’s not a full investment app. It doesn’t offer trading, portfolio execution, or integrated brokerage services. Many investors prefer platforms that combine screening, trading, and compliance tools in one place for convenience and speed.

Can I make $1,000 per day from trading?

Earnings from trading are highly variable and cannot be guaranteed. Trading involves significant risk, and users may lose capital. Individuals should consider their risk tolerance and seek professional guidance.

What is the safest halal investment?

Diversified Shariah-compliant portfolios such as Halal-screened ETFs may reduce concentration risk compared to single-stock investing. This is general information and not investment advice.

Is JP Morgan (JPM) a halal stock?

Based on widely used AAOIFI-based screening models, JPMorgan typically does not meet common Shariah-compliance thresholds. Screening outcomes may differ by methodology.

This article is for informational purposes only and does not constitute financial, investment, or Shariah advice. Investors should conduct their own due diligence and consult qualified advisors before making investment decisions